'admin@example.com', 'userPanel' => [ 'token' => 'ff7dc73536475c11981a1c52531f2ff7', 'phone_url' => 'http://userpanel.banmacar.com/api/phone/op', 'sms_url' => 'http://user.banmacar.com/api/sms/single-send', ], ];